Security

How we keep your accounts protected.

Rho protects every dollar with institutional banking partners, strong technology, and nonstop compliance. Scroll to see how your cash stays protected at every step.

It starts with where your
money sits.

Your cash is held with established financial institutions and secure, enterprise-grade assets. Clear, stable, and built on the same foundations trusted by mature companies.

Folder icon labeled "Rho Checking," showing text: "Part of Santander's U.S. banking organization with $327B in assets (per Santander, 8/20/2026)."

Your operating funds are held at Webster Bank, a division of Santander Bank, N.A., Member FDIC, a nationally chartered bank within Banco Santander's publicly traded group, and Lead Bank, Member FDIC. Deposits are insured up to $250K per depositor, per ownership category.

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It continues with how your money moves.

Rho builds controls, permissions, and approval logic into every spend workflow so risk is handled before dollars ever leave your account.

Two credit cards, one black and one gray, with settings for spending limit, international spend, spend controls, and usage dates.

Set merchant, limit, and time controls on every card. Mastercard Zero Liability protects against unauthorized card fraud.

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And it’s reinforced by the tech behind the scenes.

Rho builds controls, permissions, and approval logic into every spend workflow so risk is handled before dollars ever leave your account.

Additional Reading

Why Rho chose Webster Bank, a division of Santander Bank, N.A. as our partner

Learn why Rho partners with Webster Bank, a division of Santander Bank, N.A.

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Security by Design: The Foundation of Rho's Banking Platform

How we built Rho to reinforce customer trust and security

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Built for stability.

Backed by real protection.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, a division of Santander Bank, N.A., member FDIC, and by Lead Bank, Member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Rho financial dashboard showing software expenses, treasury balance, payment status, and portfolio composition charts